LLC transfers funds to Personal Savings

This is the situation: The bank has a plan where clients when using their debit card, can have the 'cents' transferred to a savings account. In reviewing the accounts, it is noted that an LLC has had the 'cents' transferred to their personal savings account. The LLC has one authorized user and the savings is joint. Is there an issue with this type of transfer? The question is that we have set them up for this as opposed to them just making the transaction themselves... Thank you for your feedback!

One would think that such transfers would only be allowed between like ownership accounts. This has to be a nightmare when in comes to the LLC tax return information. Not sure why a bank would allow it.

Worse than tax implications, an attorney presented at a conference I attended and pointed out that in some states, allowing transfers between an entity and a personal account “breaks the deal of protection” that the organized business is supposed to provide the owner. In other words, the LLC’s creditors could claim that the owner should not be entitled to have personal assets protected from legal action since they transferred the LLC assets to a personal accounts.

To echo Randy, not only am I not sure why the bank would permit it, I’m not sure that the business owner would want it.