Credit Score Disclosure for Zero Credit Score

Posted By: KMenard

Credit Score Disclosure for Zero Credit Score - 07/30/21 07:09 PM

If the credit report comes back with no score or a 0, I understand the Credit Score Disclosure is still issued to the applicant. Can we use Model H-3 and have the credit score portion either left blank or maybe a 0 inserted or is Model H-5 required to be used. In the scenario, is the Notice to Home Loan Applicant still required?
Posted By: rlcarey

Re: Credit Score Disclosure for Zero Credit Score - 07/30/21 07:10 PM

Similar question from a couple of days ago:

https://www.bankersonline.com/forum...core-credit-score-disclosure#Post2257203