Credit Score Disclosures Commercial Loans

I am sure this question has come up before but it has to do with delivering the Credit Score Disclosure Notice to indviduals who apply for a commercial loan.

I understand that the commercial loan does not have a consumer purpose but we do have individuals, who we pulled credit on, applying for the loan.

Are we required to provide the Credit Score Disclosure Notice to these individuals?

No. Both sections that require this disclosure (RBP exception and 609g) are limited to consumer purpose. You will have to provide an AAN if the are denied if the applicant is an individual and the credit report was used in decisioning.