Posted By: swthomeala
Rate Lock Dates - 02/26/14 04:31 PM
Scenario: I come in to apply for a loan. My rate lock date is set on 1/12/14. Before my loan closes - my rate lock has been extended twice [1/31/14 and 2/25/14] but my rate did not change. What date would I report on the HMDA LAR for my rate lock date? Would it be 2/15/14 the last date I extended it out or the 1/12/14 date that my rate was locked at and will be applied to my loan?