GMI Trends: Not Providing GMI

I'm curious if other bankers are seeing trends whereby borrowers are opting to not provide GMI data. Probably 90% of our applications come in online and over the years I've seen more and more borrowers opt to not provide the info. 2018 has been a huge increase.

What about your FI?

We have seen an increase as well. I think with the political climate is the primary driver.

Good observation.

I would say it has been average for our volume. But it's very rare to see new fields used.