Q644 Edit

Seems I didn't follow the FIG instructions and coded AUS 2 with a Result of 18 (Approve/Eligible) instead of 8 (Approve). There aren't that many but our software didn't pick that up. For LP AUS is it required that we only rely on Risk Class when selecting the code for our AUS Result and not Purchase Eligibility, which also shows up in the results as "Eligible?"

From the CFPB's Reference chart: (https://files.consumerfinance.gov/f/documents/cfpb_2021-reportable-hmda-data.pdf)

Federal Home Loan Mortgage Corporation (Freddie Mac) commonly returns results that correspond to Codes 8, 9, 10, 11, 12, or 13. If more than one result is returned on the Feedback Certificate, report the Risk Class result. If your result(s) differ, report the AUS result(s) received.

Thanks!