HELOC Reporting

Good morning,

Beginning in 2022 my employer will be required to report HELOCs on the HMDA LAR. I should know the answer - but don't off of the top of my head. Will this be loans originated after 1/1/2022 - or applications received after 1/1/2022?

Thank you!

You will report HELOCs with action taken in the reporting year.

Thanks TMatt - I was out last week and this is the first thing I've checked this morning.