Formal ACH Originator Credit Analysis???

Posted By: remerson

Formal ACH Originator Credit Analysis??? - 11/12/07 04:30 PM

I am in search for a form that I could use for analyzing my ACH originators credit history. Does anyone have one they would care to share?
Posted By: rlcarey

Re: Formal ACH Originator Credit Analysis??? - 11/12/07 04:56 PM

Many banks use their standard commercial credit evaluation process. Since you should combine the ACH risks limits with all other credits outstanding to the customer, it really only makes since. You don't want to underwrite them for the ACH risks separately.
Posted By: A_G

Re: Formal ACH Originator Credit Analysis??? - 11/13/07 02:51 PM

The NACHA website has an Originator workbook for sale which includes such a form...