Posted By: Hogfan5
Duplicate item returned - 07/23/21 02:07 PM
A customer deposited a check on May 11. It was returned on May 14 as a duplicate item. We have the original and there is no notification on the bank of a mobile deposit. It was my assumption that if there isn't a mobile deposit endorsement, the bank with the actual item won the battle for the funds.
I am just now hearing about this so I am worried even if we should be the bank that gets the funds, we have missed any deadlines to dispute the return item.
Any help would be appreciated.
I am just now hearing about this so I am worried even if we should be the bank that gets the funds, we have missed any deadlines to dispute the return item.
Any help would be appreciated.