Posted By: YHWB
Reporting Credit for non-US citizens - 06/15/21 05:36 PM
Should a FI report a non-US citizens credit to the credit bureaus if they do not have a SSN or ITIN? Pros/Cons?
Posted By: rlcarey
Re: Reporting Credit for non-US citizens - 06/15/21 07:29 PM
That is up to you.
Social Security Number
Report the Social Security Number (SSN) of the primary consumer. Report only valid U.S.-issued SSNs.
Reporting of this information is required as the Social Security Number greatly enhances accuracy in matching to the correct consumer.
If the consumer does not have a SSN or one is not available for reporting, zero- or 9-fill all positions.