Pricing Guidelines - Consumer Loans

We have been having some issues regarding Fair Lending and our pricing structure ...we have none.

Would anyone be willing to share theirs with me. I am looking for something that gives some wiggle room, but does take beacon score, etc... into consideration.

Any help would be appreciated and I would be willing to reciprocate if I can.

12 CFR §7.4002 National bank charges.
(b) Considerations. (1) All charges and fees should be arrived at by each bank on a competitive basis and not on the basis of any agreement, arrangement, undertaking, understanding, or discussion with other banks or their officers.

Your title of Pricing Guidelines is too close to price fixing.