Has anyone recently went through a OCC CRA exam? If so, can you tell me about how long it lasted?

My bank had our CRA Exam this winter. We're a small bank so I think the examiner was here for 3-4 days.

Thank you!

It helps a great deal if you are organized and have your act together. If you are not a CRA reporter try to get your loan data together otherwise you will be subject to an exam based completely on a sampling of your loans and you will have no idea what to expect. The worst thing is to go into a CRA exam blind (generally true for anything in life too).

We are in the middle of a CRA exam right now, and we are in week 3. Maybe another week to go?? We are a small bank.

We are a large bank and had our data integrity review in September, which lasted 2 1/2 weeks this time around. They have blocked out 5 weeks for our exam in January. I will say there was a training team doing data integrity, is one of the reasons it took so long. In addition to the routine data validation of our HMDA and CRA reports, they did a very thorough review of our CD services, investments and loans, and they also started working on the performance context pieces. Seems like a whole lot was done during data integrity that they usually don't do until the exam itself. And my request letter is more in line with the final rule - they are asking for a lot more details from us (for example, market shares, lending distribution analysis, distribution of capital, etc) that they used to just do on their own.