UDAP vs. UDAAP
03/26/2023
Where does the CFPB’s authority come in when they determine something is “Abusive”?
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03/26/2023
Where does the CFPB’s authority come in when they determine something is “Abusive”?
03/19/2023
In terms of UDAAP, what makes something “Abusive”?
03/19/2023
I have heard that business accounts do not fall under Reg E. How does this apply to internet banking and what about a business account that is a sole proprietorship?
03/12/2023
Must we go through the formalities of an investigation and document what we’ve done such as paying provisional credit on claims that were made timely?
03/12/2023
If a consumer purchased tires and later claimed they were defective and they filed a Reg E claim, but refused to go back to the merchant, can we deny his claim?
03/05/2023
Why can't we hold customers liable for carrying their PIN with their card?
02/26/2023
What is our obligation under Reg E if a spouse on an account wants to file disputes for charges incurred by the other spouse on the account?
02/19/2023
A customer had a charge out of his account six months ago. That’s old and means he has unlimited liability so we don’t have to investigate it. Is that right?
02/12/2023
What action steps are needed when we find a severe or frequent violation?
02/12/2023
Why is a permissible purpose needed to get someone’s credit report?