Different dwelling as collateral: Still a HMDA purchase?
02/14/2016
If a borrower uses the equity in their primary residence to purchase an investment property, is that reportable as a purchase?
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02/14/2016
If a borrower uses the equity in their primary residence to purchase an investment property, is that reportable as a purchase?
02/14/2016
When Reg E does apply, what kind of requirements can we place on the customer? Can we require that they file a police report or prove they have attempted contact with the merchant first?
02/14/2016
If an EFT claim is made long after the statement is sent showing the transaction, the rules of investigation don't apply. So why do we investigate any of these claims?
02/07/2016
According to the FFIEC’s Cybersecurity Assessment Tool, we are a low risk bank. Do we still need an Operational Plan?
02/07/2016
How can I convince management that a night inspection program is a good idea?
02/07/2016
When I have three co-borrowers made up of two LLCs and one person, how do I enter that on the LAR?
02/07/2016
How can we shorten the time limits in regards to a customer reporting a problem in for Reg E? Our card agreement requires provisional credit in five business days, so we want the customer to be forced to notify us sooner.
01/31/2016
Is there a procedure that Reg E says we must follow to investigate a claim?
01/31/2016
The 'dwelling' definition states the number of acres is not considered for HMDA; however, the farm loan exemption states an institution may use a reasonable standard to determine the primary use of the property, such as Reg X's definition. This seems conflicting since Reg X states the use of the property does not matter.
01/25/2016
We have a dummy camera over our outside employee entrance door. Doesn’t that provide safety?