Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 39 years. In Jack's 34 years as a trainer over 125,000 bankers (and many examiners) have participated in his live seminars and webinars. Jack's career began in 1976 as a federal bank examiner. He later headed the product and education divisions of a regional consulting company. There he developed loan and deposit form systems and software. He also developed and presented training programs to bankers in 43 states. Jack has been an instructor at compliance schools presented by several state bankers associations. He developed and delivered compliance training for the FDIC and OTS for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association. He is also a "BOL Guru."
See all Upcoming and On-Demand training presented by Jack.
PMI Insurance, we are receiving contradictory views on how to complete the escrow block on the closing disclosure. What is your take on how the Closing Disclosure should be completed when the borrower is paying PMI and with no prepaid PMI?
Do you have to revise the issue date of the Final CD to match the CD date if nothing has changed from the Initial CD issue?
How is e-mail delivery for the disclosures considered as far as timing?
Has the CFPB provided sample forms for construction loans?
For a home improvement loan, is the Purpose = Home Equity?
Aren’t enforcement actions just a big bank problem?
When do we disclose Property Value instead of Sales Price?
Can a fair lending enforcement action occur when no specific victims are identified?
Which regulator issues the most enforcement actions?
Which laws/regulations result in the most enforcement actions?