RESPA - Thing of Value
08/18/2019
RESPA - is it a thing of value if a Realtor puts on their open house flyer a preferred lender's info?
Jack Holzknecht
Bio:
Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 39 years. In Jack's 34 years as a trainer over 125,000 bankers (and many examiners) have participated in his live seminars and webinars. Jack's career began in 1976 as a federal bank examiner. He later headed the product and education divisions of a regional consulting company. There he developed loan and deposit form systems and software. He also developed and presented training programs to bankers in 43 states. Jack has been an instructor at compliance schools presented by several state bankers associations. He developed and delivered compliance training for the FDIC and OTS for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association. He is also a "BOL Guru."
See all Upcoming and On-Demand training presented by Jack.
Areas of Expertise:
Compliance Seminars
Contact info:
Questions Answered
Toughest Regulator
08/11/2019
Which regulator issues the most enforcement actions?
What does this fraud alert mean on the credit report I just pulled?
08/11/2019
I am a new lender and have never pulled a credit report that included a fraud alert. Are there certain steps I must take before I can move forward with the loan?
New EGRRCPA Security Freeze Provisions
08/04/2019
Do the new security freeze provisions that result from EGRRCPA replace the old fraud alert provisions?
Timing requirement on the Notice of Negative Information
07/28/2019
We have been providing the Notice of Negative Information at loan closing; however, I was told by an auditor that it is required to be provided on the notice we send when the borrower has defaulted. Is this accurate?
Highest Penalties
07/28/2019
Which violations result in the highest penalties?
Difference between an enforcement action and a consent decree
07/21/2019
What is the difference between an enforcement action and a consent decree?
Third Party Reviews
05/26/2019
Can a third-party conduct the policy review?
Flood Compliance aid
05/19/2019
It is my understanding that we must accept private flood insurance only if it contains the Compliance Aid statement. Correct?
Adverse Action Under the Fair Credit Reporting Act
05/19/2019
In a scenario where the appraised value came in low, would an appraisal be considered as 3rd party information?
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