Bio:
Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 39 years. In Jack's 34 years as a trainer over 125,000 bankers (and many examiners) have participated in his live seminars and webinars. Jack's career began in 1976 as a federal bank examiner. He later headed the product and education divisions of a regional consulting company. There he developed loan and deposit form systems and software. He also developed and presented training programs to bankers in 43 states. Jack has been an instructor at compliance schools presented by several state bankers associations. He developed and delivered compliance training for the FDIC and OTS for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association. He is also a "BOL Guru."
See all Upcoming and On-Demand training presented by Jack.
Questions Answered
04/14/2019
If you use a vendor that provides scores from all 3 bureaus and you only use the score/reasons from one bureau for the denial, do you use that specific bureau's name and address or the actual vendor that supplied the report for your adverse action?
04/07/2019
Are we required to use the Lender Information Form?
03/03/2019
Can we continue to use the old four-page uniform application with the demographic information addendum or must we convert to the new eight-page form.?
02/03/2019
What is the mandatory compliance date for the new uniform residential mortgage loan application?
01/06/2019
Are we required to use the new uniform residential mortgage loan application?
10/28/2018
Where can I find all provisions required by the Fair Credit Reporting Act?
10/28/2018
Who is an "insider" for purposes of Regulation O?
10/21/2018
Who is a "related interest"?
10/21/2018
Does my financial institution have to have policies and procedures regarding accuracy and integrity of furnished information provided to CRA’s?
10/14/2018
We were cited in our last exam for not having a permissible purpose to pull a credit report; however, I can’t find information in the regulation regarding permissible purpose. Where can I find this information?
Pages