Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 39 years. In Jack's 34 years as a trainer over 125,000 bankers (and many examiners) have participated in his live seminars and webinars. Jack's career began in 1976 as a federal bank examiner. He later headed the product and education divisions of a regional consulting company. There he developed loan and deposit form systems and software. He also developed and presented training programs to bankers in 43 states. Jack has been an instructor at compliance schools presented by several state bankers associations. He developed and delivered compliance training for the FDIC and OTS for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association. He is also a "BOL Guru."
See all Upcoming and On-Demand training presented by Jack.
10/14/2018
We were cited in our last exam for not having a permissible purpose to pull a credit report; however, I can’t find information in the regulation regarding permissible purpose. Where can I find this information?
10/14/2018
How much can be loaned to an executive officer?
10/07/2018
I am a new lender and have never pulled a credit report that included a fraud alert. Are there certain steps I must take before I can move forward with the loan?
10/07/2018
What restrictions does Regulation O place on overdrafts?
09/30/2018
Do the new security freeze provisions that result from EGRRCPA replace the old fraud alert provisions?
09/30/2018
What recordkeeping is required by Regulation O?
09/23/2018
How do regulators respond to violations of Regulation O?
09/23/2018
We have been providing the Notice of Negative Information at loan closing; however, I was told by an auditor that it is required to be provided on the notice we send when the borrower has defaulted. Is this accurate?
08/12/2018
Our vendor says that we have to send a rate change notice 210 days before the first payment at the adjusted level. This can't be right. We have no idea what the adjusted rate will be that far before the adjustment date.
08/05/2018
Can we adjust the margin according to credit tier pricing?
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