Properly disclosing title insurance
07/10/2016
What is the TRID owner’s and lender’s title insurance calculation?
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07/10/2016
What is the TRID owner’s and lender’s title insurance calculation?
07/03/2016
We are on a loan audit at a client's bank. Loans with collateral located in a flood zone are escrowed to pay the premiums. This bank allowed a policy to expire and didn't pay the premium until 3 days after the expiration of the policy. I know I read somewhere in the new rules within the last 2 years that bank's have the responsibility of paying flood premiums timely, before the expiration of the policy. Did I dream this or is it part of the new rules? If so, where can I find it.
07/03/2016
Does the new Homeowner Flood Insurance Affordability Act of 2014 require everyone to escrow for flood insurance?
06/19/2016
What does “didn’t shop” mean in relation to Section B on page 2 of the Closing Disclosure?
06/12/2016
What does “did shop” mean in relation to section C on page 2 of the Closing Disclosure?
06/12/2016
So if we are not a settlement company, do we even need to put the seller side on the CD when we balance with the title company?
06/12/2016
Loan Terms, Interest Rate: disclose up to two or three decimal places...rate is 5.30%; can it be disclosed as 5.3% or must it be 5.30% (two places)? We have seen some software disclosing as 5.3%.
06/12/2016
When issuing a revised LE at the time the bucket overflows, do we disclose changes to only the fee that threw us out of 10% cumulative tolerance or can we disclose changes to all of the fees that affected the 10% tolerance?
06/12/2016
I’ve heard that grandfathered flood insurance is going away is that true?
06/05/2016
Can seller-related information be omitted from sections M and N on page 3 of the borrower’s Closing Disclosure?