New mobile banking guidance
08/28/2016
We offer very limited mobile financial services to our customers; do we still have obligations under the new appendix to the exam manual?
Rayleen M. Pirnie, AAP, CERP, is the founder and owner of RP Payments Risk Consulting Services, LLC. based in Missouri. She is a nationally recognized payments risk and fraud expert who offers specialized consulting services, procedural and risk management reviews, and payments education. Rayleen’s specialized skill is delving into the world beyond the payment rules; areas where organizations often find themselves in positions of liability or loss with little to no clear guidance. Her programs help organizations identify and mitigate risk and exposure.
She is an Accredited ACH Professional (AAP) and a Certified Enterprise Risk Professional (CERP) who has worked with all payment systems for over 20 years. Rayleen also holds a Bachelor of Science in Criminal Justice Administration.
08/28/2016
We offer very limited mobile financial services to our customers; do we still have obligations under the new appendix to the exam manual?
08/14/2016
What is the most common type of wire transfer fraud?
08/14/2016
Do we need to update any other policies or procedures related to Same-Day ACH beyond our processing?
08/07/2016
What types of wire transfer fraud is a community bank susceptible to?
08/07/2016
May a return entry be a Same-Day ACH entry?
07/31/2016
We do call-backs for every wire transfer request. Won’t this practice eliminate fraud?
07/24/2016
Doesn’t wire transfer fraud attempt just target businesses?
07/24/2016
Do we have to create a unique file for Same-Day entries?
07/17/2016
We have a contract that says the business is responsible for losses associated with fraudulent wires, so isn’t our bank covered?
07/17/2016
Is there an indicator in the entry that designates it as a same-day transaction?