Most Popular Lending Content
Selling and the Customer
07/01/2004
When it comes to designing marketing campaigns, the marketing staff tends to view compliance with some skepticism - if not outright hostility.
FTC Study on Credit Scores
07/01/2004
The FTC has solicited comments on its study of the effect of credit scores on the availability of insurance and credit products.
No CRA Change
07/01/2004
If you were hoping for some adjustments to CRA, you can stop now. The OCC and the FRB have decided not to change the regulation.
FRB Study on Prescreened Solicitations
07/01/2004
As required by the FACT Act, the Federal Reserve Board has initiated action to conduct a study on how the credit and insurance prescreening and solicitation system affects consumers.
RESPA Escrow and Excess Funds
06/21/2004
When we do our annual analysis and find out there are excess funds in an escrow account, can we apply the funds to payments that are delinquent? The accounts are more than 30 days delinquent.