Most Popular Lending Content
Are Billing Dispute Days Calendar or Business Days?
01/03/2005
Under Regulation Z for billing errors, when referring to days, are these calendar days or business days?
Are There Legal Differences Between These Entities?
01/03/2005
What is the difference between a co-borrower and a guarantor?
The Ins and Outs of Credit Scoring
01/01/2005
It is talked about in many contexts. It is a term tossed about without clear definition. It engenders fear and caution among lenders. It raises compliance concerns.
GFE Requirements
01/01/2005
Question: We originate investor mortgages on 1-4 unit owner occupied properties. One of our investors is asking for a Good Faith Estimate within 3 days of the Credit Report.
Information Security: FTC Action
01/01/2005
Banks and thrifts are not alone when it comes to requirements to maintain security for customer information.