Most Popular Lending Content
Home Equity Loans For Property Owned By A Living Trust
02/11/2002
We have a real estate loan that is in the name of a Family Living Trust'. Now they want a home equity loan for that trust. Is there a problem with that?
Online Banker Training
02/11/2002
Are there any online banking courses that you reccomend? I am looking for a site the offers Rules and Regs training as well as soft skills. I would like to roll this online training out to all of our branches in Texas.
Disclosing Taxes and Insurance On Second Mortgages
02/11/2002
On a 2nd mortgage loan does the lender have to disclose taxes and insurance estimates on the GFE and HUD-1A? (There is no escrow.)
Late Fee Grace Period
02/04/2002
The bank I work for has always allowed 15 days grace period for mobile home loans that are late before assessing late fees. Where can I find the law that dictates 15 days grace period and is this for consumer, primary residence-secured loans only?
Allowable Application Denial
02/04/2002
Is a lender permitted to deny an applicant the right to make a residential loan application if they own more than 10 rental properties?