Most Popular Lending Content
RESPA arrangement definition
05/31/2004
Answer by Mary Beth Guard, BOL Guru
Guru BIOS
Necessity of new appraisal
05/24/2004
by Mary Beth Guard
Timing of CHARM Disclosure
05/17/2004
We have been sending the Consumer Handbook on Adjustable-Rate Mortgages within 3 days of application. Is that okay, or should the applicant receive it from the loan officer at application time?
Flood Cert. on a Mobile Home
05/17/2004
Is it correct that a flood certification is needed for a mobile home that is on a permanent foundation or tied down and is being held as collateral?
HMDA Reason for Denial
05/17/2004
I work at a state bank, regulated by the FDIC. Do we have to report reasons for denial or is it still an option for 2004?