Most Popular Lending Content
RESPA on a Home-Farm Loan
03/15/2004
We are considering financing a home construction/perm loan on a farm site with an existing home and farm buildings. Would this fall under RESPA or could we consider this as a farm or business and by-pass RESPA requirements. We already have an existing mortgage on 1,280 acres that includes this site. The borrowers are actively engaged in farming and this is there place of business.
Calculating the Rate Spread
03/08/2004
What information is needed in order to calculate rate spread?
Data Integrity: Reviewing the CRA Loan Register
03/08/2004
Should we conduct a data integrity review of our CRA Loan Register each year?
Business Purpose Loan, Residential Refinance, and HMDA
03/08/2004
Is a business purpose loan that includes a refinance of residential real estate taken as an abundance of caution reportable for HMDA?
Officer Guidance Lines & CRA
03/01/2004
Are Officer Guidance Lines Reportable for CRA?