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HUD Fair Housing Grants
04/01/2004
HUD has awarded 121 fair housing grants that total $17.6 million. These grants are part of the Fair Housing Initiatives Program.
Fair Housing Complaints
04/01/2004
During HUD's fiscal year 2003, HUD received more than 8,000 housing discrimination complaints. Most of the complaints involved discrimination based on race or disability.
HMDA Rate Spread Calc, - But Other Security
03/15/2004
If a home improvement loan is secured by an automobile or a C.D., is a rate spread calculation required?
Commercial Loan Now HMDA Reportable
03/15/2004
We have a commercial business loan and the collateral is the owners personal residence and the purpose of the loan was working line of credit. The loan comes due this year and we will be renewing it. Is this now HMDA reportable?
HMDA Home Improv. Reportable
03/15/2004
In the past if we did not classify a loan as a home improvement loan we were not required to report it on the loan application register. Now I hear that as of January 1, 2004, all home improvement loans are to be reported regardless. Is that the case?