Most Popular Lending Content
ARM Loan Disclosures
01/07/2002
On an ARM loan, what information needs to be shown in the APR area of the Truth In Lending disclosure? Can you just put the adjustable rate information or do you need to state an APR based on the initial rate?
Predatory Lending: FRB Issues Final Rules Under HOEPA
01/01/2002
It's official. The Federal Reserve plans to stop predatory lending by making the disclosures for high-cost mortgages more complex.
What We Do Wrong With Compliance
01/01/2002
The core group of compliance regulations are for consumer protection.
Reg Z: The Annual Reg Z Proposed Commentary Update
01/01/2002
Just in time for New Year's, the FRB has issued a proposed update to its Official Staff Commentary to Regulation Z. The Commentary is the exclusive interpretive document for Regulation Z.
Training Customers to Use Their Rights
01/01/2002
Compliance isn't enough. Consumers need help. You can help them. By helping consumers, you provide better service and make your institution more valuable to the consumer.