Most Popular Lending Content
HOEPA Rate Term 1-Year
03/15/2004
What term do I use on the rate spread calculator to figure the rate spread when the term of the loan is less than a year?
Business Purpose Loan, Residential Refinance, and HMDA
03/08/2004
Is a business purpose loan that includes a refinance of residential real estate taken as an abundance of caution reportable for HMDA?
Calculating the Rate Spread
03/08/2004
What information is needed in order to calculate rate spread?
Data Integrity: Reviewing the CRA Loan Register
03/08/2004
Should we conduct a data integrity review of our CRA Loan Register each year?
Burden Relief?
03/01/2004
In the process of reviewing regulations to identify candidates for regulatory burden relief, the banking agencies have come around to the consumer protection list.