Most Popular Lending Content
Social Media and Ad Disclosures
10/29/2023
Posts on the bank's social media (Facebook) that mention "our residential lending team" but include no mention of rates, terms, etc., do we need to include our NMLS number and EHL logos?
Loan policy exception
10/29/2023
What is a loan policy exception?
Disclosing the Military APR
10/29/2023
Do we have to disclose the actual MAPR to all borrowers?
Proper Reporting of Permanent Mortgages
10/22/2023
We do a lot of construction loans. Thee are one year, temporary financing loans. Our permanent financing of these mortgages have been treated as purchases for years. We converted to a new LOS and it is giving us compliance alerts for the same practices. Should these be refinances for HMDA purposes and should they have a rescission period?
Document management’s impact on commercial lending relationships
10/22/2023
How can a financial institution’s document management practices impact commercial lending relationships?