Most Popular Lending Content
Does the $8 Credit Card Late fee cap apply to my bank?
04/07/2024
We have a small credit card program and portfolio. Do we need to lower our credit card late fee to $8?
Optimizing complaint log use
04/07/2024
What is the most common way that banks record or log complaints and inquiries to have available when the examiners come in looking to see what we have?
You are following this thread Renewal of SBA Loan
04/07/2024
If a lender is cancelling the SBA guarantee on the existing SBA loan and converting that to a commercial loan, is it acceptable to pay off the existing SBA loan and simply create new commercial loan, or should we use a loan modification instead?
Disclosures for Payment Date Change
04/07/2024
When you are doing a modification to change a payment date on a loan do you need to give the Fed Box or other Reg Z disclosures?
Retention of Loan Rate Sheets
03/31/2024
Is there a specific recordkeeping requirement for a lender/credit union to keep mortgage and home equity rate sheets? If there is not a reg, is there a best practice?