Most Popular Lending Content
Loan Servicing and Exception Reports
04/18/2021
How is loan servicing involved in exception reporting?
Language for "Required Deposit" Reg Z/Collateral
04/18/2021
We made a closed end loan secured by a vehicle and a CD. The disclosure statement is missing language pertaining to the "required deposit". Where in Reg Z can I find the information stating that both collateral items need to be listed on the disclosure statement if they truly do need to be listed?
Increasing Construction Only Loan-Disclosure
04/18/2021
I have a personal construction only loan that we are increasing. How do I disclose the fees that are associated with the increase? Can the bank charge a processing fee? The rate and maturity date are not changing.
HELOC Renewal with Outstanding Balance
04/16/2021
We have a HELOC up for renewal. The borrower has now moved and the home used is not his primary residence. He is currently renting out the property used for the HELOC. What are our options since there is still an outstanding balance?
UDAAP penalties are costly
04/11/2021
How much "teeth" does UDAAP really have to penalize a bank
