What income is reported when the income relied upon has been adjusted and is not the applicant’s “gross annual income”?
How can we accurately determine if a loan is temporary financing or not?
We found an HPML in our audit. There is no escrow set up. What can we do?
We had a customer ask to start a voluntary escrow account on an existing loan. Do we need a new agreement?
What is the maximum fee allowed for a NSF check which was returned for a credit card payment? And is there a maximum fee for late charges for credit cards?