Most Popular Lending Content
Marketing service agreements can spell RESPA trouble
12/08/2019
We have been informed that marketing service agreements are illegal. We have a provider that is proposing a third-party agreement. He says this arrangement is not a marketing service agreement and is therefore legal. Your thoughts?
Code for Automobile Loan Renewal
12/08/2019
How should an automobile loan originally used to purchase an auto be coded when the loan is renewed?
Land Trust Department & Retail Banking Documents
12/08/2019
Are there any regulations concerning a Land Trust Department having access to retail banking documents in an institution?
Monthly Report on New Loans Documentation
12/08/2019
During a review of new loans for the previous month, I found that a joint credit report (husband/wife) was pulled for a new loan that was made to just 1 of them (the wife). The previous loan was a joint loan and a joint credit report was used then How do I need to document this finding in my monthly reports? Along with some additional training for the loan officer, what other things should I be aware of and keep in mind?
Opening Acct. for Campaign Fund- Use SSN?
12/08/2019
In the state of Texas, when opening an account for a campaign fund, are we required to have a TIN or can we use a SSN?
