Most Popular Lending Content
Compliance and Cheating
12/01/2002
Our society has long accepted the fact that some people cheat. In fact, we assume that certain professions cheat.
APR Errors and Restitution
12/01/2002
We all know what happens when the APR or finance charge is under-disclosed: restitution. What happens when the APR or finance charge is over-disclosed? Basically, nothing.
The Overdraft Product Craze
12/01/2002
Management may be excited about the fee income opportunities with an overdraft product. In fact, fee income is the carrot that the vendors are using to sell the product.
More on Payday Lending
12/01/2002
Payday lenders have a market in customers who have bank accounts but do not qualify under the bank's lending criteria for an overdraft line of credit.
New Census Data
12/01/2002
When you begin using the 2000 census data, you'll discover some challenges.