Most Popular Lending Content
Online Loan Applications, Disclosures, and CIP
08/04/2003
Our bank is going to start offering online loan applications for customers to print, fill out and send in for home mortgages. Do we have to give any disclosures out on the Web site to customers printing up a loan application? We will also be taking applications for new accounts online. To stay in compliance with the CIP regulation, will they have to come into the bank for the account to be opened? Do we have to have the disclosures online or can they be given to the customer when the customer comes into the branch?
Better Keep An Eye Out For Changes
08/01/2003
I think training officers and instructors will look back upon 2003 as the year from hell.
Mayday Payday!
08/01/2003
FDIC has issued examination procedures for payday lending.
Comptroller Speaks Out on Predatory Lending Solutions
08/01/2003
The OCC has been out in front in the enforcement game against predatory lending.
Consumer Advisory Council: A Distant Early Warning System
08/01/2003
When the Federal Reserve Board's Consumer Advisory Council ("CAC") meets, the discussion often serves as an early warning system for financial institutions.