How can a bank track disclosure exceptions?
Can a Bank use a "Board-approved" Estimate (number only) to satisfy the evaluation requirements if an appraisal is allowed to be waived due to the transaction amount being less than $500,000?
We are refinancing an in-house loan, and want to transfer the escrow account. The customer has approved it, but how do we show it on the loan estimate and the closing disclosure?
Ever since CIP we started keeping copies of IDs in our files. Is this OK?
Does a bank branch that does not have a lender nor accepts loan applications require an Equal Housing Lender poster in the lobby?