Most Popular Lending Content
The Collision on fair lending and CRA. The risks they present to all financial institutions.
05/28/2023
Has your FI reviewed lending for both fair lending and CRA risks?
Redlining and the new emerging threat.
05/21/2023
Did you know that Section 1071, small business data reporting may potentially bring redlining risk to your institution?
Must an entity be registered in the bank's state?
05/21/2023
My bank is in Texas. When an entity like an LLC is registered in a state other than where the bank is and wants to open deposit accounts and loans, should it be registered in our state or otherwise be "officially" registered here in some way? Does it make a difference if the owner lives in the bank's state?
How long is a Deed in Lieu reported
05/21/2023
How many years should Deed in Lieu of Foreclosure coding stay on a credit report? Our customer is referring to the Rocket Mortgage website which states 4 years but I can't find confirmation on any of the credit bureau websites or CDIA/metro II guide.
Ad disclosures on HELOC statements
05/14/2023
On Home Equity Line of Credit statements, is it required or acceptable to include the FDIC and Equal Housing Lender logos for notices and statements?