Most Popular Lending Content
Document Imaging Technician
05/16/2021
What does a document imaging technician do?
Compliance aid
05/16/2021
It is my understanding that we must accept private flood insurance only if it contains the Compliance Aid statement. Correct?
Relocated Branch-CRA Public File as Closed?
05/16/2021
We relocated a branch. Based on the distance between both branches it was considered a relocation and not "closed." The question is, that if we must include that relocated branch in our CRA Public File as a closed branch?
E-SIGN when paper is still used
05/16/2021
If we are still delivering disclosures and statements in paper form, do we have to be concerned with E-SIGN or UETA?
Advertising Rate Sheet-"Limited Time Offer"
05/09/2021
We are creating a rate sheet to be used by local Realtors. It will provide the current rates for several types of loan products. Under our in-house loan category, Marketing would like to list "Limited Time Offer" as one of the bullet points. I recommended they provide an expiration date. Marketing wants to show that as follows - "Limited Time Offer. May Expire Without Notice." Since UDAAP is governed by perception of the reader what are your thoughts, I am still leaning toward a hard expiration date. What is required, or commonly done?
