Most Popular Lending Content
CIP Procedures, Guarantors, and Co-borrowers -- Primary Payment Systems, Inc.
10/06/2003
Should CIP procedures apply to guarantors of loans or only to co-borrowers?
Balloon Mortgage Terms
10/06/2003
An individual wants to purchase a house for investment purposes. Can we give a balloon mortgage with a floating rate? Also can we impose a prepayment clause?
OCC Sings Fed's Song
10/01/2003
OCC's Chief of Staff, Mark Nishan, spoke to the Midwest National Bank Conference in St. Louis and delivered a strong message on corporate ethics in banking.
Predatory Lending: Pre-empting Predators
10/01/2003
Federal regulators have some fancy tools and the Comptroller of the Currency plans to use his. The tool in question is federal preemption.
OCC Preempts Georgia Law
10/01/2003
The OCC has published its conclusion that national banks are not subject to the Georgia Fair Lending Act (GFLA"). The GFLA contains strong measures designed to prevent predatory lending.