04/03/2006
With regard to a large commercial real estate loan, what does DSCR requirement mean?
03/27/2006
If a bank decides to cease offering consumer-type loans and decides to concentrate and offer only business loans, but as a normal practice will offer accommodation loans to their business customers, is there any type of fair lending issue in this type of practice?
03/20/2006
Are there federal regulations which require commercial lenders to treat borrowers in a commercially reasonable manner, and which would allow borrowers to take legal action against a lender who acts in bad faith to the detriment of the borrower?
02/13/2006
Are there Federal regulations which require commercial lenders to treat borrowers in a commercially reasonable manner and which would allow borrowers to take legal action against a lender who acts in bad faith to the detriment of the borrower?
11/01/2005
The annual Money Laundering Enforcement Conference co-sponsored by the American Bankers Association and the American Bar Association is always fertile ground for new ideas on BSA program management
04/01/2005
The appraisal regulations are not new. Neither is safety and soundness. Recently, however, appraisal practices have become a regulatory concern.
10/01/2004
Banks' marketing budgets have been steadily rising over the last several years as they scramble to keep up with competition from other financial and non-financial firms, a survey by American Banker
03/01/2004
We all know that the Achilles heel of the compliance program is commercial lending.
09/15/2003
On a mortgage TruthInLending disclosure, there are two boxes to check that i am not sure about. One is the "REQUIRED DEPOSIT: The APR does not take into account your required deposit." The other box is "DEMAND FEATURE: This loan has a demand feature." Does the "required deposit" refer to the items deposited with the lenderthe escrow account. or does it refer to the downpayment on a purchase transaction? Does the "demand feature" refer to a balloon loan?
03/18/2002