Vendor Guru Q&A - Lending

Sharing Exception Reports with Lenders

Latest Lending - Commercial Lending Topics

CRA: Continuous Evolution

01/01/2000

If there is any area where we would like change to stop or at least slow down, it is CRA.

Commercial Lending And Consumer Compliance

10/01/1997

Remember the days when we all called it "consumer compliance"? There was the Consumer Credit Protection Act and all those stories about consumers who needed help.

Tools, Tools, Tools

12/01/1996

If compliance specialists got a nickel for each time they answered a question on what loans are covered by which regulations or rules, we'd all be in a higher tax bracket.

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Regulation B: When Spousal Signatures Are Legal

Regulation B is clear in prohibiting lenders from acquiring the signature of the applicant's spouse. Generally, spousal signatures are no longer a problem in consumer credit.

Compliance & Commercial Lending

Have the commercial lenders in your institution ever claimed that they don't do that consumer stuff?

Member FDIC on the WWW

10/27/2019

Is there an FDIC requirement that the "Member FDIC" logo be on all our pages and link to the FDIC website?

Checking your HMDA reporting status

10/27/2019

What time periods are reviewed to determine if a financial institution is a HMDA reporter for the coming year?

Scope of Fair Lending Cases

10/20/2019

Fair lending is a mortgage lending issue. Correct?

No Loan Amount Obtained – How to Report

10/20/2019

What do we report for Loan Amount if an application is taken, under our financial institution’s definition of HMDA Application which does not include a loan amount, and the applicant withdraws or the lender denies before we have a loan amount?

Reinstated Applications

10/13/2019

Can an application be reinstated once final action has been taken?

Latest Lending - Commercial Lending Topics

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