Most Popular Lending Content
Fair Lending: What Examiners are Finding (5 Action Steps)
09/01/2004
Note: special thanks to Mollie Newsome Sudhoff for research and assistance with this article.
Mortgage Release Fee
09/01/2004
Question: In disclosing mortgage release fees that we will pass along to the customer at the time of payoff, what document should the release fee be on and how should we disclose i
FACT Act Notices
09/01/2004
Question: We are looking at FACT Act notices and trying to minimize the number of pieces of paper that we have to send to customers.
CRA: How Big is Small?
09/01/2004
For the first time since the enactment of CRA, the agencies are acting without uniformity.
FRB Updates High Cost Loan Number
09/01/2004
Each year, the Federal Reserve updates the number to be used in calculations for high cost loans (Section 226.32 of Regulation Z.) The new number for 2005 calculations has been announced.