Most Popular Lending Content
Adequate Reserves and Other Hot Buttons
05/01/2003
by Jeffrey K. Bagby, Regional Examiner, Oklahoma State Banking Department
Delinquencies On The Rise
04/30/2003
A survey conducted in conjunction with the Consumer Bankers Association revealed higher delinquency rates in some areas of lending in the last year compared to the previous year.
Getting the HUD-1 Right
04/28/2003
by Mary Beth Guard, BOL Guru
Sharing Information From Co-applicants With Co-applicants
04/21/2003
When you have several individuals (4 or 5) who are all co-applicants, may we discuss all applicant's financial information with the primary applicant since all applicants will be personally liable. For instance, the financial information we are lacking to make a credit decision or why we cannot approve the loan request because of insufficient combined income to service all of the applicant's debts?
Can we provide a copy of their credit report to a customer?
04/21/2003
Can we provide a copy of their credit report to a customer?