Are we required to make changes in response to the new final rules?
Written Permission to Access Credit Reports Required
A soldier wants us to reduce the loan rate and allow three deferred payments to bring the account current. Are we required to do this?
Which safety and soundness topics are covered in the Comptroller’s Handbook?
Our financial institution has engaged a third-party mortgage lender to process our applications, including underwriting, on our behalf. We report these on our HMDA LAR. Our examiners are questioning this and feel the third party should report because they made the credit decisions. What should we do?