Most Popular Lending Content
Appendix Q
02/07/2021
Does the revised General QM option still require use of Appendix Q?
Redlining is real
02/07/2021
Is redlining real? It seems to be an antiquated type of violation.
MLA - Open-end and ODP Coverage
02/07/2021
The Military Lending Act does not specify if the Act applies to an open-ended Overdraft Protection line that is tied to a checking account or a closed-ended loan secured by the applicants’ deposit accounts such as a savings and/or certificate of deposit. Does the Rule apply to both consumer credit types?
Seasoned QM
01/31/2021
Does the new Seasoned QM option apply to loans already in our portfolio?
FDCPA is important to banks
01/31/2021
Why am I concerned with the FDCPA since it applies to third party collectors?