Should a written application be required for all business purpose applications, including those for HMDA reportable transactions?
All of our TRID loans are on a variable rate that changes monthly. I thought the required rate cap was an increase or decrease of 2% each time it changes. Now I cannot find any documentation regarding this issue. I know we have to disclose the ceiling but is the adjustment under our discretion?
What are the differences between a deed of trust and a mortgage?
What are some best practices for tracking auto-renewal letters of credit?
What types of one-time events are tracked in tickler files?