Most Popular Lending Content
Early TIL Disclosures on Refinance
01/05/2004
It appears it is not necessary to do the Early TIL disclosures on a 1-4 family residential refinance even with new money, but only at closing. I know Early TIL disclosures are required on Purchase and with permanent lender on construction loans. Is this correct?
FACTA and Credit Scores
01/01/2004
Over the past decade, there has been much discussion about credit scores, what they mean and how they are used.
Preemption: OCC vs. States
01/01/2004
Consumer advocates use all tools available to them to achieve protections for consumers. Often those tools include state legislatures.
Coming Issues
01/01/2004
The Consumer Advisory Council advises the Federal Reserve Board on issues of concern to consumers. As the CAC completed its last meeting of 2003, it identified issues for consideration in 2004.
FAQs on CIP
01/01/2004
FinCEN and the bank regulatory agencies have issued answers to frequently asked questions about the CIP rule. The answers don't contain any surprises and demonstrate a great deal of common sense.