Most Popular Lending Content
Clear & Conspicuous: A Federal Reserve Standard for Disclosures
12/01/2003
We saw it coming. When the privacy regulation was promulgated, the agencies had to set standards for notifications.
APR Calculation on a Construction Loan
12/01/2003
How do you disclose and perform the calculations for APR for a construction loan?
CIP and Denials
11/17/2003
Do the identification and verification requirements apply to loan applicants that do not qualify to borrow and are denied?
Disclosures for Adding Credit Life Insurance
11/17/2003
If credit life and/or disability insurance is added to a residential real estate loan, are there extra disclosure requirements?
Proper HUD-1 and GFE Completion
11/17/2003
Must the fees/charges paid outside of closing by buyer or seller be disclosed on the GFE at all? If so, should they be disclosed as POC? Also, on itemization of Amout Financed, must the fees in the category "amounts paid to others" be an exact match of Final Hud-1 figures?