Most Popular Lending Content
CIP and Indirect Lending
10/06/2003
We are a little confused regarding CIP and Indirect Lending. We do Indirect Lending with a few dealers. They use a generic form for the loan agreement with the loan assigned to the Bank. We have an agreement with the dealer. The loan is not made until the Bank gives approval. Would this be considered a tranfer of assets and no CIP required or the dealer working as our agent?
Looking for Lending Regs in Print
10/06/2003
I am starting a new position as a lending manager. I am rusty with the regs. Where could I go to get a printed version of the regs applicable to lending, and which ones would you recommend I read up on?
Predatory Lending: Pre-empting Predators
10/01/2003
Federal regulators have some fancy tools and the Comptroller of the Currency plans to use his. The tool in question is federal preemption.
OCC Preempts Georgia Law
10/01/2003
The OCC has published its conclusion that national banks are not subject to the Georgia Fair Lending Act (GFLA"). The GFLA contains strong measures designed to prevent predatory lending.
Lending guidelines, auto loans, and dealers
10/01/2003
Question: We make auto loans through a car dealer. Usually we follow strict pricing guidelines.