Most Popular Lending Content
Redlining is real
01/22/2023
Is redlining real? It seems to be an antiquated type of violation.
e-Disclosure of Appraisal
01/15/2023
Under TRID rules the bank must send a copy of the appraisal three days prior to closing the mortgage loan. If the appraisal is sent electronically but the customer has not opened the email, has the bank met the regulatory requirements?
Desktop scanning vs. multi-function device
01/15/2023
When does desktop scanning make sense as opposed to using a multi-function device?
What is the difference between HPML, HPCT and HCML?
01/15/2023
I can’t keep it straight anymore. What is the difference between an HPML, and HPCT, and an HCML? Aren’t they all virtually the same thing?
Insurance costs and APRs
01/08/2023
Are credit life insurance, disability insurance, or GAP unsurance included in the APR we dosclose to borrowers?
