Most Popular Lending Content
FTC Study on Credit Scores
07/01/2004
The FTC has solicited comments on its study of the effect of credit scores on the availability of insurance and credit products.
No CRA Change
07/01/2004
If you were hoping for some adjustments to CRA, you can stop now. The OCC and the FRB have decided not to change the regulation.
FRB Study on Prescreened Solicitations
07/01/2004
As required by the FACT Act, the Federal Reserve Board has initiated action to conduct a study on how the credit and insurance prescreening and solicitation system affects consumers.
Initial Escrow Statement Accuracy
06/21/2004
If the initial escrow statement doesn't depict any disbursements, is it out of compliance?
Did HMDA Allow "NA" Entries Pre-2004
06/21/2004
For HMDA reporting prior to 2004, were you able to use the codes for "not applicable" for reporting applicant race and sex for multi-family dwellings?